How To Calculate Debt To Equity Ratio For Mortgage. Debt to equity ratio = total debt / shareholders’ equity long formula: Calculating debt to equity ratio.

In personal finance, equity means the difference between the total value of a person’s assets and the total value of his liabilities. Divide the final number by 12 to determine your pretax monthly salary. Debt to equity ratio can be calculated by dividing the total liabilities by the total equity of the business.